Business All Risk policy is a protective cover for your entire business and covers against the liabilities of the employees, cash in transit, liabilities related to public, loss, and damage to all its assets, and the items that are used regularly at office premises.
Usually, a comprehensive policy is advised for business all risk since it is practically impossible to cover every aspect of business individually including the liabilities of the business premises. The most popular categories are unspecified all risk and specified all risk policies.
Unspecified All Risk covers a variety of items that are taken away from the premises and might change from time to time.
Specified All Risk covers items that are specifically listed.