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Contractors Plant & Machinery

The Contractor’s Plant and Machinery Insurance policy was created to give comprehensive coverage to contractors or leading organizations who employ their plant and machinery at several project sites on a yearly basis.

Coverage under this policy is not restricted to a single project site; rather, it applies to every location where the plant and machinery may be in operation, including storage at the contractor’s own premises.

Machinery, Plant and Equipment of a contractor are exposed Loss or damage whilst working at a site or lying at Yard. These risks can be covered under Contractor’s Plant and Machinery Insurance.

Who requires Contractor's Plant and Machinery Insurance?

The Contractor’s Plant & Machinery Insurance can be purchased individually or jointly by any of the following parties:

Comprehensive Coverage

This insurance offers a broad protection for contractors and major organizations that utilize their machinery and equipment across multiple project sites throughout the year.

Tailored for Construction Equipment

Specifically designed for construction machinery like bulldozers, cranes, loaders, tractors, and more, ensuring that the unique needs of construction equipment are met.

Third-Party Liability Extension

The policy can be augmented to include liabilities related to personal injuries and property damages when the insured equipment is in use at the work site.

Coverage Details

Contractors Plant and Machinery insurance covers unforeseen and sudden physical loss of or damage to the insured items, necessitating their repair or replacement.

The coverages applies :

This insurance is intended for construction equipment/machinery like Cranes, Scrapers, Dredgers, Bulldozers, Loaders, Dumpers, Tractors, Compressors, Road rollers, Concrete vibrators, Welding sets etcto be used or hired to a project site or industries.

The policy can be extended to cover the third party liability in respect of personal injury and property damage whilst the insured equipment is used as tool of trade at site of work only.

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Frequently Asked Questions

The Contractor’s Plant and Machinery Insurance policy is a comprehensive insurance designed to provide coverage for contractors or leading organizations that use their plant and machinery across multiple project sites throughout the year.

No, the coverage is not limited to just one project site. It extends to every location where the machinery and plant are operational, including when stored at the contractor’s own premises.

This insurance covers unforeseen and sudden physical loss or damage to the insured machinery and equipment, whether they are in operation, at rest, or being dismantled for cleaning/overhauling.

Yes, the policy can be enhanced to include liabilities related to personal injuries and property damages when the insured equipment is operational at the work site.

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